John L.
Candelaria, Philippines
50%
Job Success
Credit repair specialists
$10.00/hr
I have a decade of experience in Credit Repair and I have gained a correct set of skills to assess the credit-worthiness of prospective and existing clients. I found the best, fast and effective solutions in dealing with Collections and Inquiries which in my experience, I would say, 90% success rate. Results are guaranteed on the first round. I also have a way to remove Late Payments, Student Loans and others. My technique is not a conventional process other Companies do, but I am very confident with my skills and with what I can bring to your Company.
Here are my areas of responsibility:
* EXPERT IN REMOVING INQUIRIES FOR FUNDING CLIENTS.
Negative/Collection/Charge-Off accounts process:
* Reviewing the report
* Gathering client's information and ID's(DL, SS Card, POA)
* Creating dispute letters (using Consumer Laws, Metro 2 compliance, Factual Dispute Letters, FTC and CFPB Letters)
* Sending out letters through LOB/Letterstream/CML for Transunion(USPS tracking number will be provided), Disputefox and Metrofax/Humblefax for Equifax, Uploading Letters for Experian via Experian website.
* Reviewing correspondence from the Bureaus
* Account monitoring
Inquiry Removal process:
* Calling the Bureaus to request for the removal of the inquiries. (This process works with Experian. Inquiries will be removed within 24-72hrs. For TransUnion, we just get the File number to be put in the dispute letter. This method does not work with Equifax. )
* Metro 2, Consumer Laws and Factual INQ Letter
* Filing FTC and creating Inquiry dispute letter
* Sending out letters through LOB/Letterstream/CML for Transunion(USPS tracking number will be provided), Disputefox and Metrofax/Humblefax for Equifax, Uploading Letters for Experian via Experian website.
* Account monitoring
Bankruptcy Process:
* Sending Letter to Courthouse
* Creating LexisNexis Verification Letter
* Processing security freeze letters
Other tasks were:
- Managing the whole Repair Department
- Creating action plans, SOP's and other methods to help the department and the team.
- Doing consultation with clients
- Creating security freeze letters like SageStream, Innovis, LexisNexis, ARS, etc
- FILING FTC Complaints
- FILING CFPB Complaints
- Creating letter to creditors
- Analyzing clients Utilization Rate
- On-Boarding Clients to CRM
- Migrating lead information to CRM
Skills Acquired:
- Multi-tasking
- Email/Chat support
- Phone handling
- Very good at Word and Excel docs
- Can handle pressure and fast phased job
- Attention to details
Credit Repair Companies I've been with:
- Reliant Credit Repair
- Sekinger Group LLC
- 0Percent
- Boost My Credit
- Brilly Law
- Sum Credit
- Other People's Money LLC
- Credit Keys LLC
- I also have personal clients all across the US and Canada that I am assisting in fixing their credit worthiness.
Work history
Experienced Credit Specialist
Jul 3, 2023
-
Oct 4, 2023
Private earnings
Sales person (Cold Calling)
Oct 10, 2022
-
Oct 30, 2022
No feedback given
Private earnings
Credit Repair Cloud
Sep 1, 2021
-
Feb 24, 2022
"John’s communication and tactics we’re a key part in helping my clients receive the most effective results. I only wish I had enough work to keep our contact. Thank you…
Private earnings
Dispute processor
Jul 4, 2020
-
Jul 8, 2020
No feedback given
Private earnings
Education Module Creation
Feb 11, 2019
-
Mar 7, 2019
"John is easy to work with and I will use him again."
Private earnings
DIY Credit Repair Kit
Nov 28, 2018
-
Dec 5, 2018
"Great Freelancer!"
Private earnings
Credit Repair Specialist Metro 2 Compliance and Consumer Law
Feb 11, 2023
-
Present
Job in progress
Private earnings
Credit Repair, Business Credit Development
Nov 21, 2022
-
Present
Job in progress
Private earnings
Cold Call Appointment Setter for Service Business
Aug 12, 2019
-
Present
Job in progress
Private earnings
Seeking Entry Level Dispute Analyst/processor for Credit Repair Company. Immediate Hire!
Feb 19, 2018
-
Present
Job in progress
Private earnings
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Skills
- Real Estate
- Credit Repair
- Data Entry